Guide to Protecting Your Identity

Identity Protection pictureIdentity theft is a big problem and something which everyone must be aware of. If thieves manage to get hold of sensitive data about a person they can clear their bank accounts, borrow money in that person’s name and run up huge debts.  Unfortunately business is booming with evidence to suggest that millions of people have been the victim of identity theft over the last few years.

So how can you make sure that you’re not the kerflop in line?

  • Don’t throw away sensitive information like loans, credit agreements or financial statements – shred them first.  The first place identity thieves go to is the garbage so make sure that they won’t get hold of any sensitive information there.
  • Keep a careful eye on your bank and credit card statements. Watch out for any unusual activity on your accounts, anything unexpected could point to someone having access to your money or credit. If you notice anything unusual contact your bank / credit card company / the police as soon as possible.
  • Be careful with social networking. It is extremely important to protect your online identity.  If you include lots of personal information on your profiles it makes it really quick and easy for someone to steal your identity. Information like children’s / pets names and nicknames and name of the school you attended can provide a valuable insight for a would – be thief, particularly if you also give information about your full name, date of birth etc.  This very information is possibly incorporated into your pins and passwords so keep them secret.
  • Keep an eye out for the post. If things keep going missing it could be because someone is intercepting it so that you don’t realize that your identity has been stolen. This can be a particular problem if you live in an area with a communal postal hall or similar.

Don’t become the next kerflop in the booming business of identity theft – keep your identity as safe as possible.